We're making progress in terms of positioning ourselves for a future that is meaningfully more profitable. Chief Financial Officer Marcel Smits More Quotes by Chief Financial Officer Marcel Smits More Quotes From Chief Financial Officer Marcel Smits We have about $ 28 billion of equity in the books and about $ 1.6 billion in earnings on an adjusted basis. That's around the 5 percent mark and that's obviously not where we want to be. Chief Financial Officer Marcel Smits company-news