Everything that you've got already/whatever that you will get subsequently came/will come by grace but with faith. Oh! yes, it's never by your might/intelligence. Moreover, God's grace is meant to work out wonders/goodies for you. But, mind you not without faith. I mean, grace and faith are pari-passu i.e. they go/work hand in hand. Yes, you can't receive God's grace without faith and until you're faithful God's grace won't abound in/with you period.