I can tell you that my experience has been that the gentlemen are more likely to come and ask for the order, ask for the raise, ask for the promotion, and that the women are less likely to do so. Sallie Krawcheck More Quotes by Sallie Krawcheck More Quotes From Sallie Krawcheck I want to buy a house. I want to retire well. I want to have baby. Sallie Krawcheck housewantbaby Women tend to very much, very much think of money as a means to an end, not as an end in itself. Sallie Krawcheck endsmeanthinking The truth is, if you are a woman saving 10% of your income for retirement, and you put it in the bank account, your chances of retiring well - living on 90% of your pre-retirement income for your full life - is 0%. Sallie Krawcheck incomesavingretirement Men tend to leave their financial adviser at a single-digit-percent rate in any given year. And women leave their husband and their joint financial adviser in the year after their spouse's death at a rate of greater than 70 percent - seven-zero. Sallie Krawcheck zerohusbandmen Women tend to live longer than men do. Women tend to have, unfortunately, their salaries peaked sooner than men's do. Both of these things are extraordinarily important in putting together financial and investing plans for women. Sallie Krawcheck importanttogethermen What I saw a thousand times during the downturn was, 'We'd like to give her that opportunity, but we need to go with the sure thing - we can't afford diversity right now,' Sallie Krawcheck diversityopportunitygiving Networking has been cited as the number one unwritten rule of success in business. Who you know really impacts what you know. Sallie Krawcheck knowyoubusinesssuccess The research indicates that when we women invest, we women do tend to be more patient, take a longer-term perspective and as a result of it, tend to be better investors than men. But the messages we get are that investing is sort of 'the guys' world.' Sallie Krawcheck womenperspectivemenworld Whenever you start a new business, the sheer number of variables at hand makes failure a constant possibility. Sallie Krawcheck startyoufailurebusiness On Wall Street, the industry in which I grew up, a culture in which 'my word is my bond' shifted over the past few decades toward one where the big print can say 'Free' while the small print gives the real costs. Sallie Krawcheck bondstreetculturepast As an entrepreneur, it's easy to feel ownership over every aspect of your business because you're putting your reputation, your money, and other people's money on the line. Oh, and you're sleeping, breathing, and eating your passion project - that, too. But if you try to do it all yourself, you're almost certain to fail. Sallie Krawcheck youpassionmoneybusiness We haven't always been aware of it, but the 'locker-room bro talk' has long been going on not just in locker rooms but in some corporate conference rooms. Of course, not by all men. But by some - including some who hold positions of power. And that matters in holding women back. Sallie Krawcheck womenpowermenlong My advice for folks on networking is give, give, give. You will later receive. But you are really planting these seeds. Some of them will die, and they won't become anything. Many of them will take many, many years before they pay off for you if at all. Sallie Krawcheck diewillyouseeds Hard work most often leads to success, but it's not every day, and it's not every week. It will pay off at different times over the course of your career. Sallie Krawcheck dayhard-workworksuccess To empower women, power must be given to them, presumably by an entity that already has it. And that entity is the patriarchy. This also implies that women must be on the receiving end, waiting - politely - to be empowered. Very Victorian-era courtship, isn't it? Sallie Krawcheck endwomenpowerwaiting Stop hoping for a promotion that's not coming. Instead, start a business at which you want to work. Sallie Krawcheck startyoubusinesswork I have a very simple point of view, which is, I'm going to be alive for some amount of time; I don't know how long that's going to be. Then I'm going to be dead for a really, really long time. Right? You need to squeeze everything you can out of this time when you're alive. Sallie Krawcheck yousimpletimelong Somehow, there is this feeling that women require remedial financial education, and so everything must be dumbed down. The reality is that we all need a lot more education, but guys just go ahead and invest anyway. Sallie Krawcheck feelingwomeneducationreality Whatever your income level is, save as much as you can - up to 20 percent, but more if you can - and invest it. Put that into an IRA; put that into a brokerage account. Sallie Krawcheck whateveryourmoreyou Albert Einstein is reported to have said compounding is the eighth wonder of the world. Obviously, a dollar invested in your 20s is worth so much more than a dollar invested in your 60s. Sallie Krawcheck worthyourwonderworld