I thought we'd be firmly at 4.5 percent and trending higher, but we're likely going to see the numbers under 3.4 percent. Jonathan Smoke More Quotes by Jonathan Smoke More Quotes From Jonathan Smoke For the private mortgage insurers to stay competitive, it would mean lower rates for consumers. Jonathan Smoke company-news Used car prices typically rise about 1 % annually, consumer Price Index's definitely contributing far more to inflation right now. Jonathan Smoke The industry is facing the potential for a cruel summer for automotive sales. Jonathan Smoke