If you can zero in on what exactly it is that makes a vacation great for you. Jesse Mecham More Quotes by Jesse Mecham More Quotes From Jesse Mecham My biggest budgeting challenge before developing You Need a Budget was dealing with an irregular income, but YNAB teaches you to budget only the money you have on hand, so it becomes much more manageable. And now I prepare for large, less frequent expenses (like vacations!) by spreading them out as monthly costs, saving a lot of stress. Jesse Mecham travel The biggest paradigm shift in saving and spending smarter is to really get into the why behind your vacation, think back to a vacation that you absolutely loved. What was it about that vacation that made it great? Was it the specific location, the company, the relaxed pace? Was it time spent with your family unplugged from work? Jesse Mecham travel