If you give lower level information, or information that can be changed -- for example, a second credit card to verify your identity -- it is easier to change and protect that then a social security number or passport ID. Marty Puranik More Quotes by Marty Puranik More Quotes From Marty Puranik Consumers should limit what they provide companies based on their need to know. Often, companies gather data that they may not need, but take if volunteered. Marty Puranik top-news