If you will live like no one else, later you can live like no one else. Dave Ramsey More Quotes by Dave Ramsey More Quotes From Dave Ramsey You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. Dave Ramsey you enjoy-life money life Pay your utilities, gas and other basic needs before paying on your debts. Dave Ramsey your before pay needs While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. Dave Ramsey down debt home people There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. Dave Ramsey things generosity money giving You need some quick wins in order to stay pumped enough to get out of debt completely. Dave Ramsey stay need you enough If you're able to pay your bills, you pay your bills. It's as simple as that. Dave Ramsey your you simple pay It takes some discipline and hard work, but relying on credit when things go wrong is a trap. Dave Ramsey hard discipline hard-work work You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school. Dave Ramsey you parent work school You don't need credit. Dave Ramsey need you credit