In the last three to six months, we've had the opportunity to initiate some new business with clients who needed to restructure their banking arrangements because they had lenders who had less experience in this part of the cycle. Chief Executive Officer Bill Downe More Quotes by Chief Executive Officer Bill Downe More Quotes From Chief Executive Officer Bill Downe We're not seeing increases in delinquencies yet, there's likely salary continuation among laid-off workers in the oil sector. There are many two-earner families. That sustains people in a downturn. Chief Executive Officer Bill Downe business The story of the oil patch is much more a story of restructuring than it is one of failure and default, that means the strongest companies are going to buy weaker companies. Chief Executive Officer Bill Downe business Perhaps this time next year. Chief Executive Officer Bill Downe business
