It's a range of things that have been part of our public disclosures the past few years. John Shrewsberry More Quotes by John Shrewsberry More Quotes From John Shrewsberry I do think the worst is over, it should be the end of it from my perspective. John Shrewsberry A big piece of it will ultimately be people because such a large part of our expense structure is personnel. John Shrewsberry It has not been a big mover of our business or what you can see in the real economy. John Shrewsberry
