Schaefer says, adding that Genevieve Schaefer provided Genevieve Schaefer doctor’s office with Genevieve Schaefer new policy information and had a total of three appointments : Genevieve Schaefer annual physical in February, the IUD procedure in March and a follow-up in April. It was n’t until December that Genevieve Schaefer received a bill — for $ 902. I was charged for all three appointments, including the IUD and procedure, as services that were n’t covered under my plan due to my doctor being out-of-network.