That was meant to flag the issue for the banks so they can take corrective action now on their own before going through any type of examination cycle. Comptroller Thomas Curry More Quotes by Comptroller Thomas Curry More Quotes From Comptroller Thomas Curry Internally we want to be open to rethinking things that we've reflexively said 'No' to or maybe made it so highly conditional it was an effective 'No', the message we're trying to give is... we're open to working through those things. We're not guaranteeing the result, but we're ready to talk and to think. Comptroller Thomas Curry energy If you have secure and reliable sources of funding and you have a capital base to absorb potential credit losses you don't have that type of volatility, i would only speculate that, you know, partnerships or other types of relationships with traditional banking organizations may make more sense from a strategic standpoint. Comptroller Thomas Curry energy The actual loan terms and covenants are weakening. Comptroller Thomas Curry energy We are keeping a watchful eye. We don't necessarily expect to have the bottom fall out as it did in other areas during the recession. Comptroller Thomas Curry energy And that's really something that as part of our on-site bank examination process we're looking to get behind at individual banks: what's actually happening. Comptroller Thomas Curry energy