The way to get things done is to stimulate competition. I do not mean in a sordid, money-getting way, but in the desire to excel. Charles R. Schwab More Quotes by Charles R. Schwab More Quotes From Charles R. Schwab It's fun to play around... it's human nature to try to select the right horse... But for the average person, I'm more of an indexer... The predictability is so high... For 10, 15, 20 years you'll be in the 85th percentile of performance. Why would you screw it up? Charles R. Schwab horse fun average I did as much as I could: raising chickens, pushing an ice-cream cart, bagging walnuts, driving a tractor on a beet farm, working on the railroad. I think this eclectic career helped me a lot in life. Charles R. Schwab life-lesson ice-cream thinking I couldn't read. I just scraped by. My solution back then was to read classic comic books because I could figure them out from the context of the pictures. Now I listen to books on tape. Charles R. Schwab tape classic book Nobody wants to be passive; indexing is not passive - much more goes into indexing than watching a stock become the next buggy whip. Charles R. Schwab investing next want The nasty little secret was that I couldn't read worth a darn. In my case, I still read very slowly to this moment. Charles R. Schwab change secret life Most of the mutual fund investments I have are index funds, approximately 75%. Charles R. Schwab mutual-fund investment investing