We recognize that because there's potential for downside volatility, we need to take as much volatility (as possible) out of our earnings stream, in particular within capital markets. Chief Financial Officer Janice Fukakusa More Quotes by Chief Financial Officer Janice Fukakusa More Quotes From Chief Financial Officer Janice Fukakusa We see many opportunities to drive revenue growth including cross-selling City National's products to RBC's clients and vice versa. Chief Financial Officer Janice Fukakusa company-news We're guardedly positive about the outlook, we don't think we have a lot more cleanup to do. Chief Financial Officer Janice Fukakusa company-news While we're still looking at some of the activities, by and large, we think that we're done. Chief Financial Officer Janice Fukakusa company-news