We were able to work with our local bank and they were ahead of the game. They had that package to me before it was even released by the SBA. We filed on April 3and last week we got a note last Thursday that our loan was approved.

Steve Wallace

My costs are the overall scheme of things, but I have to show that 75 percent of this loan went to payroll, which is normally only about 20 percent of my costs. My rent and utility bills are higher than my payroll.