What matters is that the stock is cheap and you can create a ton of value by using excess capital that's available right now. Michael Kon More Quotes by Michael Kon More Quotes From Michael Kon I wouldn't say that they've got their arms around it, but at least they've identified all the issues. Michael Kon top-news We will be watching loan growth commentary for any signs of a slowdown, any update on the regulatory issues will also be helpful. Michael Kon business