XRP is a digital asset that exists on the XRP ledger, one of the open-source products created by Ripple. XRP is a pivotal component of the Internet of Value, since it solves a key point of friction: the pre-funding of nostro/vostro accounts necessary to facilitate cross border payments.

Brad Garlinghouse

Categorized in : Key Value Internet Digital

If a business has to be told that it needs more focus, accountability and decisiveness, there is a bigger problem at hand.

Brad Garlinghouse

accountability focus hands

Most turnarounds don’t turn.

Brad Garlinghouse

turnaround turns

You should empower the creativity of others.

Brad Garlinghouse

empowering creativity should

Blockchain technologies will change transactions in a broad way.

Brad Garlinghouse

blockchain will change way

As I was looking around, to me, what was happening in the blockchain and crypto world was a movement.

Brad Garlinghouse

blockchain looking me world

To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL.

Brad Garlinghouse

glasses mistake work opportunity

If the cryptocurrency market overall or a digital asset is solving a problem, it's going to drive some value.

Brad Garlinghouse

value drive digital problem

Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists!

Brad Garlinghouse

ai new problem people

What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view.

Brad Garlinghouse

view change opportunity way

Some of the uses being implemented for blockchain could actually work better with a database.

Brad Garlinghouse

blockchain better being work

There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren't possible before.

Brad Garlinghouse

possible things digital done

To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don't do that, you're going to end up with a culture that is stagnant and not thinking about the next generation of products and experiences.

Brad Garlinghouse

me you failure culture

Some of the bitcoin community come from that kind of anarchistic, libertarian view. But, one reason why I think Ripple has been very successful is because we work with the system.

Brad Garlinghouse

view think community work

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

Brad Garlinghouse

great you communication culture

'Be in' is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it's not worth it for them or for us.

Brad Garlinghouse

feel life-is-short passion life

People who know me know that I'm a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game is on my calendar, and, more often than not, I will plan and schedule flights around them so that I can engage and watch. I have already brainwashed my family to be Jayhawks fans.

Brad Garlinghouse

game me family people

Family is my fun.

Brad Garlinghouse

family fun

Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet of Value.

Brad Garlinghouse

value create focused internet

We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive.

Brad Garlinghouse

good you positive sometimes

I'm a big fan of what Salesforce has achieved.

Brad Garlinghouse

achieved big-fan fan big