You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget. Michelle Singletary More Quotes by Michelle Singletary More Quotes From Michelle Singletary If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to teach our children what my grandmother taught me: Think twice about spending money you don't have on things you don't need to impress people you don't like anyway. Michelle Singletary grandmother money children Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship. Michelle Singletary conflict able may You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself. Michelle Singletary regret decision made There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income. Michelle Singletary income jobs way I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that. Michelle Singletary balance focus people My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it. Michelle Singletary pieces careers advice You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think. Michelle Singletary roof-over-your-head blessing thinking A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical emergency or a job loss, talk about it. If there's a windfall, talk about it. Your financial situation is a constantly changing thing. Michelle Singletary smart couple jobs You shouldn't invest the money if you are looking to use it within five years. Too much risk. Michelle Singletary risk too-much years Priorities lead to prosperity. Michelle Singletary prosperity priorities The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011. Michelle Singletary half numbers firsts I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are. Michelle Singletary important kids thinking Money may not buy love, but fighting about it will bankrupt your relationship. Michelle Singletary money fighting love I understand and respect people who say they want to boycott the Trump brand. I also respect your right to buy his products. But what you miss is that no one in public office, Hilary or Trump should use that platform to profit themselves. In Trump's case there are serious concerns about the conflict of interest in his brand and business ownership. Do we really want a president who had products he can push while working for the American people? Michelle Singletary office missing people We have to protect ourselves by doing our own homework. Michelle Singletary homework protect I usually find that my gut doesn't steer me wrong when it comes to my money! Michelle Singletary steers guts Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income. Michelle Singletary emergencies things-in-life jobs I've decided to keep working until my last kid is thu college. Michelle Singletary lasts college kids I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again. Michelle Singletary fans people needs No matter who is in the White House, I just keep doing what my grandmother taught me. Hate debt. Save. The best any of us can do really. Michelle Singletary grandmother hate house
