You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.

Dave Ramsey

Categorized in : You School Work Parent

In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.

Dave Ramsey

passion order looks

My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.

Dave Ramsey

hard-work house children

We live in a culture full of hares; but the tortoise always wins.

Dave Ramsey

tortoises winning culture

You have to teach children about money intentionally - create teachable moments.

Dave Ramsey

teach moments children

Stupid is not illegal.

Dave Ramsey

illegal stupid

That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.

Dave Ramsey

stupid hurt mean

Debt has become a part of who we are.

Dave Ramsey

debt who-we-are money

When leadership set the goals by themselves, they are not goals, they are quotas.

Dave Ramsey

quota goal

Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

Dave Ramsey

dysfunction guilt stuff

We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.

Dave Ramsey

parent teacher children

You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.

Dave Ramsey

conservative republican math

Do not let your life, ministry or organization go faster than your resources.

Dave Ramsey

ministry resources organization

Enabling is the enemy of motivation.

Dave Ramsey

enabling motivation enemy

The creature comforts we tend to rationalize as "business expenses I can write off."

Dave Ramsey

expenses comfort writing

Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.

Dave Ramsey

guy successful giving

Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.

Dave Ramsey

marketers materials needs

I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.

Dave Ramsey

home yellow looks

Most of the things we buy are wants. And we call them needs, but they're wants.

Dave Ramsey

them buy call things

Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way.

Dave Ramsey

me trust family money

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.

Dave Ramsey

some-people cards life people