Stephen Doucette

I always suggest clients consolidate it in the form of good debt, like a mortgage on your primary residence, you are borrowing against an appreciating asset, you don't have to worry about inflation increasing the payment, and the interest is deductible. As long as this debt is a small portion of your net worth, it is okay to play a little arbitrage, especially considering stock market risk, where a sudden decline could leave older investors very vulnerable.

Stephen Doucette

money