A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role. Brad Garlinghouse More Quotes by Brad Garlinghouse More Quotes From Brad Garlinghouse If a business has to be told that it needs more focus, accountability and decisiveness, there is a bigger problem at hand. Brad Garlinghouse accountability focus hands Most turnarounds don’t turn. Brad Garlinghouse turnaround turns You should empower the creativity of others. Brad Garlinghouse empowering creativity should Blockchain technologies will change transactions in a broad way. Brad Garlinghouse blockchain will change way As I was looking around, to me, what was happening in the blockchain and crypto world was a movement. Brad Garlinghouse blockchain looking me world To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL. Brad Garlinghouse glasses mistake work opportunity If the cryptocurrency market overall or a digital asset is solving a problem, it's going to drive some value. Brad Garlinghouse value drive digital problem Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists! Brad Garlinghouse ai new problem people What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view. Brad Garlinghouse view change opportunity way Some of the uses being implemented for blockchain could actually work better with a database. Brad Garlinghouse blockchain better being work There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren't possible before. Brad Garlinghouse possible things digital done To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don't do that, you're going to end up with a culture that is stagnant and not thinking about the next generation of products and experiences. Brad Garlinghouse me you failure culture Some of the bitcoin community come from that kind of anarchistic, libertarian view. But, one reason why I think Ripple has been very successful is because we work with the system. Brad Garlinghouse view think community work I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes. Brad Garlinghouse great you communication culture 'Be in' is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it's not worth it for them or for us. Brad Garlinghouse feel life-is-short passion life People who know me know that I'm a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game is on my calendar, and, more often than not, I will plan and schedule flights around them so that I can engage and watch. I have already brainwashed my family to be Jayhawks fans. Brad Garlinghouse game me family people Family is my fun. Brad Garlinghouse family fun Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet of Value. Brad Garlinghouse value create focused internet XRP is a digital asset that exists on the XRP ledger, one of the open-source products created by Ripple. XRP is a pivotal component of the Internet of Value, since it solves a key point of friction: the pre-funding of nostro/vostro accounts necessary to facilitate cross border payments. Brad Garlinghouse value key digital internet We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive. Brad Garlinghouse good you positive sometimes
