If a business has to be told that it needs more focus, accountability and decisiveness, there is a bigger problem at hand. Brad Garlinghouse More Quotes by Brad Garlinghouse More Quotes From Brad Garlinghouse I think most of the ICOs you're seeing are not real token use cases. They're really securities, so I think the SEC should regulate that. Brad Garlinghouse think you seeing real I think what Ripple is doing is not just, 'Hey, how do we enable banks' - it's a broader effort in how can you enable an Internet of Things and connected devices that are economic actors to pass a couple pennies. Brad Garlinghouse think you internet effort Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works. Brad Garlinghouse you society change way PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger. Brad Garlinghouse same need you giving Governments aren't going to go away; banks aren't going to go away. Brad Garlinghouse go-away away going go The revolution of blockchain is not going to happen from outside the system; it's going to happen from within the system. Brad Garlinghouse blockchain happen outside revolution What xRapid allows you to do is to have real-time liquidity. Brad Garlinghouse liquidity you A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role. Brad Garlinghouse need best digital believe
